home loan shirwal

Home Loans

Getting a home loan can be time consuming and a cumbersome but we will do our utmost to help you and make the process hassle-free and easy by assisting you in getting a home loan sanctioned and disbursed from the best available resources. We also assist in all the documentation, including power of attorney registration, certificates, etc.

Our Projects have been approved by all major Banks and Home Finance institutions including ICICI, HDFC, ICIC, etc??. Below is a list of standard documents required for quick and hassle-free loan sanctioning process from reputed Indian banks. This list has been compiled on the basis of standard data available from banks but of course it might vary based on individual eligibility and other credit parameters.

Resident Indian loan documents

  • Loan Application duly filled with across signature on photographs of Applicant & Co-applicant (spouse). In case, loan applicant is married, then spouse's signature as co-applicant is a must. If not, then any family member can sign as co-applicant.
  • Residence proof of applicant and Co- applicant (Photocopy of leave and license agreement in case living in rented premises.)
  • PAN Card Copy
  • Latest 3 salary slips
  • Appointment Letter from Current Employer & Photocopy of Organization's ID Card.
  • Latest 2 years Form 16 / PF Statement
  • Last 6 month bank statement of salary account
  • Power of Attorney (POA) in standard bank format (if applicable)
  • PAN card copy & Address proof of POA Holder (if applicable)
  • Loan closure letter/ loan outstanding letter with RTR (if any)
  • Current Company Profile with HR e-mail id.
  • Latest Resume, Family Details
  • 8 cheques A/c payee and signed without amount and in favour of the bank to POA holder for EMI repayment.
  • Bank Admin / Processing Fees' Cheque

NRI / PIO loan documents

  • Loan Application duly filled with across signature on photographs of Applicant & Co-applicant (spouse). In case, loan applicant is married, then spouse's signature as co-applicant is a must. If not, then any family member can sign as co-applicant.
  • Residence proof of applicant and Co- applicant (Photocopy of leave and license agreement in case living in rented premises.)
  • Valid Passport & Visa Copy
  • Latest 3 salary slips
  • Contract copy with the Employer / Appointment Letter
  • Work Permit / latest Form 16 & Photocopy of Organization's ID Card.
  • Latest Tax paid / W2 statement.
  • Last 6 month bank statement of salary account (International A/c) and NRE/NRO Account.
  • Credit verification authorization (Format will be mailed to you)
  • Power of Attorney (POA) in standard bank format (Will be mailed to you)
  • PAN card copy & Address proof of POA Holder
  • Loan closure letter/ loan outstanding letter with RTR(if any)
  • Current Company Profile with HR e-mail id. (not required in case of deputation of Indian company / IT abroad)
  • CBR Report from www.myfico.com or www.equifax.com or www.xparian.com
  • Latest Resume, Family Details
  • Cheques (A/c payee) signed without amount and in favour of the bank to POA holder for EMI repayment.
  • Bank Admin / Processing Fees' Cheque

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